How to Turn Your Cottage into an Investment Property

Owning a cottage can be a dream come true. Being able to escape the hustle and bustle of city life to an idyllic retreat whenever you please is a luxury, as well as a profitable income stream and path to earlier retirement. This article discusses the strategic planning required to transform a cottage into a revenue stream and make the most of your investment.

 

Market Research

Understand Local Regulations

Insurance and Taxes

Property Upgrades

Set Clear House Policies

Organize the Management

Keep Your Property Well-Maintained

Keep Track of Everything

 

Market Research 

When buying property, first things first: do the research! Consider the demand for vacation rentals, nearby attractions, and seasonal trends to estimate potential rental income. A thorough market analysis in the area you want to buy will be worth its weight in gold. This includes identifying target customer profiles, assessing the competitors, and determining optimal rental rates. By knowing the market trends you can make informed decisions throughout the acquisition and setup process that will increase your chance of success and prosperity. 

Increase your chances of success by working with local real estate and rental experts who can help you understand and navigate the local market with confidence. 

If you or someone you know is considering turning your cottage into an investment property reach out to our knowledgable team at Cottage Vacations Real Estate or Cottage Vacations by clicking here.

Local Regulations 

The first thing to know is whether you can legally rent out your cottage. Laws can be different across municipalities, and if you own a cottage in an area where rentals aren’t allowed, you may have to relocate. Some places require permits for different business activities, so check your local regulations to confirm, and consult a lawyer if you’re unsure.

 

 

Insurance and Taxes

Once your rental unit is confirmed to be legal, you will still need to determine the insurance requirements and taxation rules applicable. 

Insurance is imperative. Even if it is not legally required, rental property insurance can be a lifesaver. Without it, having someone injure themselves on your property could bankrupt you. Insurance can also protect you from costs associated with damage, legal expenses, and even loss of rental income from an insured loss.  The most valuable aspect is peace of mind knowing that you’re safe and protected should a disaster strike.

Furthermore, having a residence changed into a rental unit comes with tax implications. The tax code can vary by region and even municipality, and can be complicated. If there’s any confusion, consulting with a tax professional, and even hiring a reputable accountant to do the bookkeeping could be wise investments.

 

Property Upgrades 

Many successful rental properties are more than just a place to stay, but have attractions themselves.  Different guests will be attracted to different features, so plan your upgrades around your target customer. This could include renovating the kitchen or bathrooms, updating furnishings, improving outdoor spaces, or adding amenities like Wi-Fi or a hot tub.

 

Set Clear House Policies 

Establish rental policies regarding check-in/check-out times, maximum occupancy, pet policies, and house rules. Having the house rules printed out and laminated in a guest book is a prudent consideration, as well as neat and clear signage around the house with instructions where necessary, like with the laundry machines, the hot tub, and anything that is not absolutely foolproof.  Clear guidelines can prevent costly misunderstandings that lead to expensive maintenance and repair.

 

Organize the Management

Managing a rental property is a lot of work, with a constant to-do list that gets bigger by the day.  From administrative duties, cleaning, maintenance, and more, it is important to have the capacity for it, as well as some left over for any emergencies that come up.

Unless you are very passionate about business management, consider outsourcing it to a reputable property management service. While they do take a significant part of the profit, it can be a small price to pay for your time back, and peace of mind.  These companies know the local economy, have relationships with local cleaning and maintenance teams, and have streamlined and automated the process, so you don’t have to worry. Just make sure they have insurance, so should anything go wrong, it can be remedied without breaking the bank. 

 

Keep Your Property Well-Maintained

Maintaining your investment is imperative to keeping its value. It is important to address problems immediately, before they get worse. Generally, the sooner an issue is addressed, the easier and less expensive it will be to repair and won’t continue to do damage. 

Know where and how to operate the emergency switches, like the main water line in case there’s a leak, the fuse box for when the circuit trips, and so on. Fire prevention and preparation is crucial as well. Ensure the detectors are working by checking them regularly, and that the extinguishers are up to date.

The best way to ensure it is reliably kept in top condition is to establish a set cleaning and maintenance schedule, and regularly inspect it to identify and address any issues promptly. If you don’t want to do it yourself, or don’t have the time, assemble a team of trusted employees that can take care of it for you. 

Furthermore, a clean and well-maintained cottage contributes to positive guest experiences and reviews.

 

Keep Track of Everything

Besides the price of the purchase of the home, and time and money spent on renovations and maintenance, there will be more costs, such as property taxes, insurance costs, and other expenses associated with owning a vacation rental in the area. Don’t let these be a surprise! Know all the ongoing costs, and make sure to factor them into your calculations when determining if buying a cottage is a good investment for you. 

A cottage offers an escape from the busy city life to a peaceful retreat, a privilege not everyone can enjoy. For those unable to afford it outright, owning a cottage can become feasible by recognizing its potential as an investment and a means to generate income. For those already fortunate enough to afford it, it can serve as an additional source of income, enhancing financial stability and speeding up the path to retirement.

How to Winterize a Cottage for Canadian Winters

Knowing how to winterize a cottage is essential to being able to vacation during cold, snowy winters. Measures for the frigid season must be taken to stay comfortably and to maintain the integrity and value of your vacation home.

 

In this guide:

Insulation

Heating

Plumbing and Water Systems

Outdoor Maintenance

Winter Safety Measures

Pest Control

Hire a Professional

 

 

Insulation

A big factor in the success of winterizing a cottage will be its ability to retain heat within, which is determined by how effective the insulation is. Insulation is measured in “R value,” where the higher the R value, the more temperature that barrier retains inside. There are several common culprits of a home that are prone to losing heat. By inspecting these problem areas and fixing any problems, you will save money on your energy bills and have a warmer, cozier home.

 

 

Windows and Doors

Windows and doors are the easiest barrier for outside weather to infiltrate, so having good quality ones with high R value and tight seals will minimize heat loss and energy costs. Inspect them regularly for air leaks, first by checking for movement and looking for daylight seeping through. If either of those two things are happening, there’s definitely some leaking. The next step is to hover your hand over the seal to see if you can feel a breeze, and you can also use a candle to see if it flickers. What’s even better is if you can blow a hair dryer or fan on the corresponding spot outside of the house. A more high tech solution is to use a thermal camera that can measure the temperature emitting. 

If you find a leak, fixing it can be as simple as applying weather stripping and caulking, or as in depth as replacing the component altogether. No matter your plans for the windows, adhering polycarbonate plastic sheets over them for the winter is a frugal and easy way to save big on energy bills. Also…

 

 
Install Weather Stripping

Weather stripping is an insulating material with an adhesive side, applied to the gaps between the frame and the door or window to seal air leaks. Material such as foam tape, metal, rubber, felt or silicone can be used in the different variants of weather stripping. V-strip is a V-shaped piece of metal or plastic used for sealing gaps on the sides of double-hung or sliding windows and the tops of doors. Door sweeps are for the bottom of exterior doors. Felt strips most often used for older wooden windows and doors, and tubular gaskets are hollow, using the air within as an insulator, can be nailed, tacked, or glued, and are particularly effective for sealing irregular gaps

 

 
Consider Adding Extra Insulation

If your cottage doesn’t have quality insulation in the walls, replacing it is an extensive and costly project, but might be well worth it in the long run, for all the energy it would save. Sometimes governments provide incentives for energy efficiency upgrades, which considerably lower the cost. Do your research and you might be able to save a lot of money. If you’re unsure if it’s worth the cost and time, an energy audit can be a smart investment to see if drastic measures should be taken.

However, some insulation is easy to add. With attics and crawl spaces, there’s a good chance the walls haven’t been covered, and improving insulation could be as easy as just stuffing in some more. Since heat rises, extra attic insulation will greatly increase heat retention.

 

 

Heating

There are several different ways to heat your cottage, including using wood and electricity. 

 
Wood-Burning Stoves

Much of Ontario is a boreal forest and abundant in wood. Wood burning stoves are efficient heaters, can be used to heat the whole house or just parts of it, and provide a dry heat that sucks out moisture from the air and helps prevent mold growing in damp conditions. Furthermore, a wood stove with a glass door also has a lovely ambiance. Just make sure to be fire safe! This means that you inspect fire extinguishers and batteries in the smoke and carbon monoxide regularly to make sure they’re not expired or depleted. Abide by safety regulations, and have fire insurance should the worst case scenario occur. 

 
 
Fireplace

A fireplace provides heat to the room it’s in, so it’s not a solution for heating the whole home, but is a lovely amenity, facilitating cozy evenings while it’s cold outside. Who doesn’t love a cup of something delicious to drink while wearing a blanket in front of a roaring fire after being out in the cold?

 

 
Electric Heating

There are many different options for electrical heating. Some options include baseboard heaters, wall heaters, radiant floor heating, and ceiling panels. If you are considering upgrading your heating system, it is imperative to research the different options and consult with an expert to determine the best one for your cottage and budget.

For a quicker, cheaper, but less permanent solution, there are space heaters, fireplace heaters, and ductless mini-split heat pumps that can be moved around when and to where they are needed. Lastly, some cozy personal options to stay warm are heated towel racks, luxurious after a shower, and heated blankets. 

 

 
Programmable Thermostats for Energy Savings

In this age of smart computing, there are various models of programmable thermostats that provide energy savings options by regulating the heating to only when necessary. With this technology, you can control the heating of your home remotely. Some can also alert you to when any part of your heating system needs maintenance, and even predict the time it will take for the temperature to reach a desired level. “Learning” smart thermostats is the next level, as they learn from how they’re used to predict needs before they arise.

 

 
Preparing Plumbing and Water Systems

Preparing your pipes and water system for the winter is imperative. Water expands as it freezes, so if your system isn’t able to handle or prevent the expansion and has water in it, the result will be a disaster and likely very expensive.

 

 
Insulate Pipes to Prevent Freezing

Since ice takes up more room than water, when the water in the pipes freeze, it expands and can cause the pipe to break. Insulating the pipes can prevent them from freezing. 

To determine which pipes need to be insulated, focus where they run outside or through areas of poor insulation. Pipe insulation materials are fairly common and affordable, so usually the most expensive part of this process is the time spent. However, it’s still much less costly than replacing broken pipes and repairing any damage caused. Once the pipes have been wrapped, don’t forget to check for drafts and air leaks. Gaps can be sealed with caulk and weatherstripping.

 

 
Drain and Winterize Outdoor Faucets

To drain and winterize a cottage’s outdoor faucets, first you need to shut off the water supply valve, typically located in the basement, crawl space, or utility room. If your cottage does not have a dedicated shut-off valve, you may need to turn off the main water supply.

To drain the outdoor faucet, simply open it and leave it open while you disconnect hoses and accessories attached to it.then, wrap the outdoor faucet with insulation foam or pipe insulation, or use a hose bib cover or faucet insulating sock designed for this purpose. These covers are typically made of foam or other insulating materials and slip over the faucet. Finally, inspect for any gaps and cracks and use waterproof sealant or caulk to seal them to prevent cold air from entering and freezing the pipe. Once the faucet is insulated and any gaps are sealed, place a cover over the faucet to provide an additional layer of protection.

 

 
Regularly Check for Leaks

After the winterization process is complete, It is still imperative to regularly check for leaks. We recommend doing this soon after the winterization has been completed, and before the weather gets too cold, so if there is an issue, it hopefully won’t have caused damage. If you’ve had your cottage professionally winterized and still find a leak, take a video of the problems and call the company immediately to remedy the situation. No matter how much experience they have, humans make mistakes, so don’t forget this crucial step.

 

 
Winter Landscaping and Outdoor Maintenance
 
Clear Snow and Ice from Walkways

Keeping the walkways to your house clear of snow and ice is a time consuming process, but important for safety and insurance purposes. Make sure that snow and ice is removed regularly, and walkways are salted and inspected to prevent slippery patches. Also, check with your insurance company to make sure you’re covered if a guest hurts themselves on your property, and if they don’t, find another carrier who will. A lawsuit will quickly turn a good investment into a nightmare.

If you aren’t going to be doing it yourself all winter, find a reputable local snow removal company with good reviews that will take care of it. 

 

 
Prune Trees to Prevent Winter Damage

Pruning trees to prepare for winter is important for the trees’ health, as well as the safety and integrity of your cottage. Pruning reduces weight on branches caused by snow and ice buildup, which in turn leads to broken branches that are potential hazards to people and property below. It also improves air circulation within the canopy of the tree, reducing the risk of fungal diseases that are more prevalent in damp, stagnant air, especially during the winter months. Furthermore, it shapes and strengthens the tree to reduce wind resistance. A well-balanced tree is less likely to topple over in strong winds.

There are a few strategies for pruning. First, prune during the tree’s dormancy, typically late fall or early winter when the tree is not actively growing. Avoid pruning in late winter or early spring, as this can stimulate new growth that may be vulnerable to frost. Start by removing any dead or diseased branches that are the most likely to break. Thinning comes next: selectively remove branches to reduce the density of the canopy to improve air circulation and reduce snow and ice buildup. Focus on removing crossing branches, crowded areas, and branches with narrow crotch angles, then reduce long or heavy branches so they don’t accumulate weight and overload the tree. Throughout this process, make sure you’re not “topping” the tree, which means cutting off its top, as it weakens the tree’s structure and can lead to rapid regrowth of weak, vertical shoots.

For larger or more complex pruning jobs, or if you are unsure about the best approach, it’s a good idea to consult a professional arborist. They have the expertise and equipment to safely prune trees and ensure their long-term health.

 

 
Secure Outdoor Furniture and Equipment

Any outdoor furniture that is not appropriate for winter use must be stored in a safe, dry place to avoid damage and any mold or mildew buildup. Furniture that’s used in the winter time should be secured to prevent it moving during high winds, and anything that is not strong enough to hold a lot of weight should be undercover to prevent snow and ice accumulation that could lead to damage.

 

Winter Safety Measures

The winter season brings with the cold weather its own unique set of challenges and considerations. Be prepared for the worst while hoping for the best.

 

Stock Emergency Supplies

While snow can be beautiful, charming and a lot of fun, it also poses some risks. To minimize danger and mitigate those risks, it is important to have an emergency stock. A generally recommended amount of water per person per day is about 1 gallon, or just under 4 liters. Non-perishable food and canned goods will last in the pantry, so if you can’t get to the store you won’t go hungry, and don’t forget the can opener. If your stove is electric, make sure you have a portable camping one and lots of propane. Candles and flashlights are useful in a power outage, along with a lighter and fresh batteries. Medications, a first aid kit, personal hygiene supplies, a Swiss Army knife, a charged power bank, snow removal tools, and a heating source, ideally all packed away in an emergency kit, can be the difference between a nightmare and a pleasant staycation, and even a literal lifesaver. Lastly, don’t forget your entertainment sources to keep you occupied while you sit tight. A deck of cards and board games can help keep the boredom at bay. 

 

More about cottage supplies:  The Ultimate Cottage Packing List

 

 
Emergency Snow Removal

If you can’t get out from your cottage through the main doors there may be an alternative way through a window. Hopefully it’s not too far of a drop, and the snow that’s blocking your exits will also act as a cushion in case of a bad fall. That being said, make sure you have a snow shovel accessible in the house should you get snowed in. Keeping any emergency numbers handy and an obvious place will be crucial in a worst case scenario 

 

 
Ensure Adequate Lighting

While already covered in emergency supplies, it is worth reiterating the importance of having candles, flashlights, lanterns, and any other sources of light, along with a lighter or matches and fresh batteries, should the electricity be cut off. There is nothing worse than fumbling around in the dark trying to organize yourself, and potentially getting injured from unseen hazards. 

 

 
Pest Control
 
Seal Entry Points for Rodents

Although many of the annoying critters, such as mosquitoes black flies and the like vanish during winter, other pests, especially rodents, will do everything they can to sneak into your warm home and escape the cold. Some entry points include gaps and cracks in walls, poorly sealed doors and windows, roof vents, attic vents, chimneys , crawl spaces, utility openings, garage and basement doors, rotted or deteriorating wood, gaps around pipes and plumbing, pet doors, and attics and eaves.

 

Inspect your cottage regularly, and seal any gaps, cracks, or holes with appropriate materials such as mesh screens, caulking, or foam. When living there, store food in airtight containers and maintain a clean and clutter-free environment inside and around your cottage.

 
Store Food Properly to Prevent Infestations

Food improperly stored will attract pests. It’s not a matter of if, but when. To avoid this, it’s crucial to store your food properly. Here are some tips on how to do this.

  • Use airtight containers for dry goods such as grains, cereals, pasta, flour, and sugar, which prevent pests from accessing the food while keeping it fresh. 
  • Rotate food by placing new items at the back to ensure that older items are used before they expire.
  •  Regularly clean and vacuum your pantry or food storage area to remove crumbs and spilled food that can attract pests. Pay special attention to corners and crevices. 
  • Dried bay and mint leaves are a natural deterrent for some pantry pests, such as moths and weevils. Replace these leaves periodically.
  • High humidity can encourage pests, so store food in a cool, dry place. Use dehumidifiers if necessary, especially in basements or humid climates.
  •  If you notice any signs of infestation, such as small holes in packaging, tiny larvae or insects, or droppings, investigate and take action immediately, and hopefully you can nip the problem in the bud.
  • Freeze or refrigerate vulnerable foods like whole grains and nuts, which can be susceptible to infestation by pantry pests. Freezing them for several days before transferring them to airtight containers can kill any potential pests and their eggs.

 

 
Consider Professional Pest Control Services

If you have a severe infestation that you cannot control with preventive measures, consult a professional. They are trained to eliminate the pests, and can provide insight as to how they infiltrated in the first place, so you can address the problem at the source. They may require you to vacate the premises for a few days while they fumigate, but that’s a better alternative than living with pests and having them potentially deteriorate your cottage.

 

 
Hire a Professional

When preparing to winterize, it is not a bad idea to consult with a professional service provider. While more expensive, the extra money spent will pale in comparison to, for example, a pricey plumbing repair should your pipes burst. There are companies that specialize in ensuring your home is winter ready, and can give you peace of mind that nothing was overlooked and will create a problem in the future.

 

While it can be a daunting undertaking, winterizing is absolutely essential to maintaining the integrity and value of your cottage. By knowing how to winterize a cottage, you can ensure that your investment doesn’t deteriorate, as well as also enjoy the beautiful snowy winters of the Ontario countryside. Winter in Ontario is a magical wonderland with a plethora of great activities that will enrich and entertain, and give a rosy glow to your cheeks. There’s no such thing as bad weather, just poor preparation, and by winterizing your cottage, you’ll always be ready to enjoy the cold months. We hope this guide has been helpful in preparing you, and it will be an easier undertaking as each year passes. 

 

 
Looking to buy a cottage that’s ready for winter? 

If you’re in the market to buy a cottage that’s equipped for Canada’s winters, CV Real Estate can help you find the perfect winter getaway or investment property. 

 

What to Bring to a Cottage: The Essentials, Food, for a Weekend, and as a Guest

When planning for a cottage getaway, packing well can be the difference between a relaxing vacation and a stressful one. There are several factors to consider when getting ready, such as what activities you are planning to do at the cottage, how long the trip is, what the weather will be, and what will already be available to you when you get there, to name a few. This article will help you get a handle on what to bring with you for different situations. 

We’ve separated the packing lists into different categories. Cottage essentials will be the same no matter what type of vacation you have planned. What food to bring to the cottage will depend on a few factors, such as diet, activities, duration of stay, and how many people you are with. We also give you ideas of what to bring to a cottage weekend to help you minimize your luggage without forgetting anything essential, and what to bring to a cottage as a guest when you get invited. 

 

Cottage Essentials

What Food To Bring To The Cottage

What To Bring To A Cottage Weekend

What To Bring To A Cottage As A Guest

 

Cottage Essentials

Cottage essentials is a list of things to bring and prepare for most any trip to keep you safe, prepared, and comfortable.

 

Personal wellness

First and foremost comes health and wellness. Medications must not be forgotten. This includes prescription medications and epipens, but also general items for common illnesses that can ruin a trip if not treated. Things like allergy medication, pepto bismol, painkillers, cold and flu treatments, and a first aid kit are better to have and not need than to need and not have.  They come in travel sizes, so they don’t take much room, and can save a panicked trip to the pharmacy or even the hospital.

 

Sleeping

Sleeping well is essential. If you require sleeping aids, such as a sleep apnea machine, specialty pillows, melatonin, or anything else to ensure a restful night, make sure you don’t leave without them. Also, check what linens will be provided and bring anything missing, such as bed sheets, pillows, and towels.

 

Plan for the Weather 

Like any trip, weather-appropriate clothing is essential, so check the forecast before you get out your suitcase. You’ll be glad you have your rain gear and base layer to stay warm if the weather turns, so you’re not confined to staying inside. Don’t forget about swimwear, comfortable shoes, and lounge wear.

 

What Food To Bring To The Cottage

Eating well is an important part of any vacation, so knowing what food to bring to the cottage and what makes more sense can get in nearby stores is crucial.

 

Allergies and Dietary Restrictions

Inquire about any allergies or dietary restrictions that may exist in your group. qThe last thing we want is to trigger a reaction and end up at the hospital. The second last thing we want is for people to feel left out from the group and unable to eat with everyone due to their dietary restrictions. Considering this will not only make the vacation go smoothly, but will also be very appreciated by those with restrictions. Some common allergies and dietary restrictions include nuts, gluten (Celiac disease), dairy (lactose intolerance), vegetarian and ketogenic diets.

 

Snacks

That being said, it is time to pack our food. Portable and convenient snacks like granola and energy bars, sandwiches, chips, and fruit travel well so the fun and adventures can keep rolling. These can go in a fanny pack, a small bag, or in a cooler, along with any other food for your excursion. 

Packing a cooler

For activities that warrant extensive snacking and even meals on the go, packing a cooler well will be a difference maker in the success of the outing. 

A good quality cooler will go a long way in keeping your snacks and beverages at a nice temperature. Picking the right one depends on what you’re using it for, from drinks on the beach for two, to multi day trips with a large group. Different features to consider when selecting the model include size, hard coolers vs soft coolers, and shoulder or backpack straps or wheels and extendable handles. Don’t forget to check if the lid is detachable and has room for water that can be frozen for extra frigidity.

In terms of packing the cooler, refreezable liquid packs will reduce your need to refill the ice as often. Perishables go closest to the cold source in tupperware, drinks get their own section if they don’t have a dedicated cooler for themselves, and then everything is layered amongst cold sources for even temperature distribution. 

 

Cooking

For the home cooked meals, remember cooking essentials like cooking oil, spices, and condiments to add flavour to your dishes. For perishables, a well-packed cooler is a must. For an even smoother culinary experience, consider meal prepping before you leave – pre-chopped veggies and marinated meats can save you time and effort in the kitchen.

Need some meal inspiration, check out our article on 10 Easy Cottage Meals to Make

 

Grocery and food stores

A pleasant experience on a cottage vacation is exploring local cuisines and specialties available at smaller, specialty markets and artisanal shops. See our regional guides to Muskoka and Parry Sound for help in discovering the culture of Ontario Cottage country.

 

What To Bring To A Cottage Weekend

 

A Plan

A weekend isn’t too long of a time to have a general plan of activities. The extent of planning required will be different depending on whether you’re trying to pack as many activities into a short amount of time, or to just kick back and relax. For the ambitious adventurer who wants to fill the weekend with excursions, having an itinerary will help everything go swimmingly. Don’t forget to download a map of the area you’re staying with all intended destinations that can be used offline. 

For those who like to wing it and don’t require extensive planning, a pre-organized meal plan can still be worth the effort for the time saved overall. No matter your holiday intentions, by filling out the following table, you can be confident that you’ll have everything you need to enjoy a fun-filled, stress-free weekend.  

 

 BreakfastMorning ActivitySnackLunchAfternoon ActivitySnackDinnerEvening ActivityLate – Night Snack
Friday         
Sat         
Sun         
 

Food

When it comes to planning what to eat for the weekend, the first question is what meals will you be making, and how often will you be dining out? For the latter, all you need is money and a good recommendation. You can find the latter in our guides to Muskoka and Parry Sound.

Cooking your meals, however, will require some planning to go gracefully. The itinerary chart from earlier will help plan your meals to go with your activities. Once your weekend is set, it is worth considering bringing some ingredients with you. Staples that pack small, like rice, pasta, trail mix, as well as any hard to find ingredients for those special holiday dishes will be valuable. See the above food section for a more thorough food preparation guideline.

Gear for activities

Coming prepared without overpacking is the name of the game when deciding what to bring to a cottage for a weekend. By having your itinerary, you can plan accordingly. Review our cottage essentials paragraph if you skipped it, and keep reading here for general categories to ensure you don’t forget anything.

Unless you plan to stay inside all weekend, outdoor gear is essential for the beach, lounging in the sun, or any other activities outside. Some essentials include 

  • Sunscreen and bug repellent 
  • Water bottle
  • Swimwear, towels
  • Blankets and chairs 
  • Shade, like an umbrella or shade tent
  • (A cooler of) snacks and drinks (make sure to pack the cooler properly) 
  • Toys and entertainment e.g. snorkel gear, frisbee, book

Different activities require different gear. Here are some activities with some corresponding packing suggestions:

  • Hiking
    • Shoes
    • Backpack
    • Snacks

  • Golfing
    • Knowledge of the local courses – see our Muskoka Golf Guide
    • Clubs and balls
    • Weather and clubhouse appropriate clothes
 
What To Bring To A Cottage As A Guest

When joining friends or family for a visit at their cottage, there is an etiquette to follow so you’ll be appreciated guests and get invited back. The goal is to maximize joy and minimize inconvenience. Coming prepared is the first step.  

First of all, make sure you bring any personal wellness items so you don’t have to borrow, nor make a frantic trip to a potentially far away store and derail the itinerary.

Bringing food and drink to share is customary and considerate. Staples, like oil and spices are always appreciated. Special treats, like charcuterie, sweets, especially smores if a campfire is planned, and artisanal baked goods can’t miss. Libations for celebrations of life, and cooking a meal or two are nice gestures as a guest. Our regional guides to Muskoka and Parry Sound can tell you what’s in the area so you can shop local.

Bringing a thoughtful gift is a way to show appreciation for the invitation, and giving it to your host is a great way to start the visit. For ideas on what to give, maybe there is a theme to the cottage decor you can contribute to? An accessory for a host’s hobby, or gift certificate to a favourite shop is considerate, or even a useful household item or tool. Consider consulting with your hosts first if you’re unsure of what they might need, but if you can find out without them knowing, surprises can be fun. Maybe something for the beach, the lawn, the fire pit, a kitchen appliance, or a useful addition to the toolshed? 

A truly enjoyable cottage getaway will require some planning. Assembling an itinerary and packing list considering various factors such as trip duration, weather forecasts, and available amenities on-site ensures a seamless and stress-free vacation. By carefully preparing and packing accordingly, you pave the way for a relaxing and fulfilling escape at the cottage. 

For an extensive checklist of most, if not all considerations, see our Ultimate Cottage Packing List.

Is a Cottage a Good Investment?

The answer to “is a cottage a good investment” is, it depends! Vacation rentals can be very lucrative, but they can also be expensive and work intensive to set up and maintain, so it is important to do your research before committing. Making a cottage a financially viable and worthwhile investment is about maximizing profits and minimizing costs while maintaining a quality product. This article will outline some considerations when determining if buying a cottage is a good investment for you.

 

Time and Money

Location

Amenities and Features

 

 

Time and Money

The answer to “is a cottage a good investment” is influenced by how much time and money you have to buy and set up your space. While vacation rentals can be arranged to have minimal hands-on requirements, and essentially just make passive profit, it takes a lot of work, time, money, and know-how to get there. Every step towards that goal outlined in the following paragraphs takes significant amounts of research, effort, planning and execution.  The more time you can carve out for this endeavour, the quicker you will have a smoothly running system and wonderful vacation home. It can be an arduous process, but extremely worth it.

 

Location

As the old saying goes: Location, location, location! The location will have a huge influence on whether buying a cottage is a good investment. It is easy to understand that people generally like to vacation in pleasant and/or interesting places. Beautiful landscapes, good weather, and lots of different activities nearby will attract interest in your rental.  

Besides selecting a place for its beauty and abundance of activities, the local economy should also be considered. When choosing the right location to buy a vacation rental, a strong local economy, good job market, and a tourism industry are pillars of success. 

Safety and security should also be considered. Select a neighbourhood where guests will feel at ease, and won’t have to worry about theft or violence. 

Looking at reviews and feedback from other vacation rental owners in the area will provide valuable insight into the market and any challenges you might face. Calling up some potential future neighbours to ask them some questions is a good idea, as they can get into details not mentioned in reviews.

 

Seasonality

Does the location attract visitors year-round, or is it primarily a seasonal destination? Seasonal destinations may have higher peak rental rates but more downtime during the off-season. Factors that affect seasonality include weather and the availability of activities, such as fishing, hiking, sightseeing, sports and athletic activities, relaxing in the sun, or even storm chasing, to name a few.

High season is when the majority of the tourists come. In a ski town, the high season is in the winter, whereas a beach destination is likely to attract visitors when the weather is most pleasant. Adjusting your prices according to demand is essential to maximizing your returns on your investment. Remember, though, that price has to reflect quality, as a single bad review can be bad news for the success of the unit. Make sure that you maintain high standards of comfort, cleanliness, and experience.

Are you going to use the rental when it’s not rented out? This is an important consideration that must be reconciled with the wants and needs of you and anyone involved with you in this project, like your family or business partners. Seasonal locations will have lots of vacancies in the off season, allowing you to use the rental yourself without losing potential income. The caveat is that that would be in the off-season, when it might not be as enjoyable a visit. 

 

Research The Competition 

Another wise adage that applies here: an ounce of prevention beats a pound of cure. Make sure to do your research! A thorough market analysis to assess the competition will pay great dividends in the long term, and will prevent you from making poor choices. By evaluating the amount of vacation rentals in the area, their prices, and their occupancy rates, you can determine how viable your endeavour is. It’s important to make sure you understand your competition, and that you will be able to gross enough income for it to be profitable.

 

Local Laws And Regulations

While gauging the local economy is a very important consideration for determining if a cottage is a good investment, the local laws regarding rentals will have a huge impact on its success as well. Different places have different property regulations, zoning laws, and homeowners association rules that will affect the ability to rent out your domicile. Some areas have restrictions on short-term rentals.  Knowing the rules will prevent you from having to redo anything, and save money from fines and fees. 

 

Future Development 

What the city has planned for the future could affect your investment.  Construction tends to cause delays and inconveniences, so research any planned developments or infrastructure projects in the area is prudent.  Spending some time talking to the municipal government about any future expansion is prudent planning. 

 

Accessibility 

The more accessible your rental property, the higher the likelihood you will have consistent bookings. Therefore, considering how easy it is for guests to reach the property is essential. A guest choosing between two similar rentals with the main difference being ease of access will usually choose the more convenient option. Proximity to airports, highways, and public transportation can be a selling point. However, there are lots of people who enjoy remote locations and the solitude that comes with it. Know your target market and choose accordingly. 

 

Amenities and Features

Another reason to know your target customer is to include amenities and features they will enjoy, and what will make your vacation rental stand out. People often choose their accommodation not just on price, location, and comfort, but because there are special, unique, or luxurious amenities, services, and experiences offered. Many AirBnBs get attention due to their unique features, and are marketed as an experience and an attraction unto themselves. 

This could include a pool, hot tub, fully equipped kitchen, or pet-friendly policies, to name a few. To get ideas, research rental units in the region, as well as other ones in different places that have a similar atmosphere. By finding popular rentals in far away places that have a comparable feeling to your location of interest, you can introduce new experiences and attractions to the place you decide to purchase. This will differentiate your place from the others with tried and true amenities that are new to the area. 

 

 

Whether a cottage is a good investment will depend on various factors.  While it has tremendous upside in terms of lucrative profitability, as well as having a beautiful place to enjoy, it requires careful consideration and research, and lots of work to create and maintain. Although the learning curve can be steep, once the space is set up it can be well worth it. To try out a cottage vacation rental for yourself, browse our wide selection of rentals available

Types of Fish in Ontario’s Cottage Country

Ontario is abundant with amazing fish that are fun to spot and delicious to eat. These include Bass, both smallmouth and largemouth, Pike, Walleye (also known as Pickerel), Muskie, and several types of Trout. Each type has their unique habitats, behaviours, best preparation methods and flavour pairings, outlined in the following table, in the hope that it will help you narrow down what you’re after. 

 

Remember, all fishing in Ontario requires a fishing license. Take a look at fishing permits in the section below

 

Here is some more helpful information related to fishing in Ontario’s Cottage Country: 

How to rent a boat 

Best fishing lakes in Ontario’s cottage country

 

Fish Habitat Fishing Strategies Flavor “Fishiness” (1-5) Cleaning and Filleting Cooking Suggestions
Largemouth Bass Lakes, rivers; vegetation, logs, slower warmer waters Plastic worms, jigs, crankbaits; near shorelines Mild, delicate 2 Scale, remove head, fillet along backbone, skin Grilled with herbs, Bass tacos
Smallmouth Bass Lakes, rivers; clearer, cooler waters, rocky areas Jigs, crankbaits, live bait; around rocks, gravel Mild, slightly sweet 2 Scale, remove head, fillet along backbone, skin Pan-seared with butter, smallmouth Bass chowder
Northern Pike Weedy areas, shallow bays, submerged structures Large spoons, spinnerbaits, jerkbaits; near weed beds Mild, flavorful 3 Remove head and tail, fillet along spine, skin Smoked, pan-fried, fish cakes
Muskellunge (Muskie) Deeper, cooler waters; vegetation, rocky structures Bucktails, jerkbaits, swimbaits; around weed beds Moderate, distinctive 4 Cut head and tail, fillet along spine, remove ribs, skin Grilled, baked, curry
Walleye (Pickerel) Deeper waters, rocky points, drop-offs Jigs, live bait rigs, crankbaits; dawn or dusk fishing Mild, delicate 2 Remove head and tail, fillet along dorsal fin, skin Pan-fried with seasoning, tacos, baked with herbs and lemon
Perch (Yellow Perch) Shallow, weedy areas, near shorelines Small jigs, live bait; around weed beds, drop-offs Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, battered, perch tacos
Brook Trout Cold, clear streams, rivers, lakes; clean, oxygenated water Small spinners, flies, worms; near cover, riffles Mild, delicate 2 Remove head and tail, fillet along backbone, skin Grilled, baked, pan-fried
Lake Trout Deeper, colder lakes; clear, cold waters Trolling spoons, downriggers; varying depths Mild, rich 3 Remove head and tail, fillet along backbone, skin Smoked, grilled, baked
Rainbow Trout Rivers, streams, lakes; adaptable to various conditions Spinners, spoons, flies; near currents, cover Mild, slightly sweet 2 Remove head and tail, fillet along backbone, skin Baked, pan-seared, grilled
Brown Trout Rivers, streams; cooler waters Live bait, flies, spinners; near banks, structures Moderate, distinctive 3 Remove head and tail, fillet along backbone, skin Pan-fried, grilled, baked with herbs
Perch (Yellow Perch) Shallow, weedy areas, near shorelines Small jigs, live bait; around weed beds, drop-offs Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, battered, perch tacos
Lake Char Cold, deep lakes; near the bottom Jigs, spoons, baitfish imitations; deeper waters Mild, delicate 2 Remove head and tail, fillet along backbone, skin Grilled, smoked, baked
Burbot Cold, deep waters; near the bottom Jigs, baitfish imitations; deeper waters Mild, buttery 3 Remove head and tail, fillet along backbone, skin Pan-fried, smoked, chowder
Rock Bass Lakes, rivers, rocky areas Live bait, small jigs, worms; around rocks Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, grilled
Chain Pickerel Weedy areas, shallow bays, submerged structures Spinnerbaits, spoons, live bait; near weed beds Mild, flavorful 3 Remove head and tail, fillet along spine, skin Pan-fried, grilled, baked with herbs
Redfin Pickerel Clear, weedy lakes; shallow areas Spinnerbaits, spoons, live bait; near weed beds Mild, slightly sweet 2 Remove head and tail, fillet along spine, skin Pan-fried, grilled
Grass Pickerel Weedy areas, shallow waters, creeks Spinnerbaits, spoons, live bait; near cover Mild, delicate 2 Remove head and tail, fillet along spine, skin Pan-fried, baked
Bluegill Lakes, ponds, slow-moving waters Small jigs, live bait; near structure, vegetation Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, grilled
Redear Sunfish Lakes, ponds, rivers Worms, small jigs; near beds, structures Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, baked
Catfish Rivers, lakes, ponds Cut bait, stink bait, worms; near cover, structures Mild, distinct 3 Remove head, skin, fillet along spine Grilled, fried, blackened
Black Crappie Lakes, ponds, slow-moving waters Minnows, jigs, small spinners; near cover Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, baked
Burbot Cold, deep waters; near the bottom Jigs, baitfish imitations; deeper waters Mild, buttery 3 Remove head and tail, fillet along backbone, skin Pan-fried, smoked, chowder
Channel Catfish Rivers, lakes, ponds Cut bait, stink bait, worms; near cover, structures Mild, distinct 3 Remove head, skin, fillet along spine Grilled, fried, blackened
Pumpkinseed Lakes, ponds, slow-moving waters Small jigs, live bait; near structure, vegetation Mild, sweet 1 Scale, remove head, fillet along backbone, skin Pan-fried, grilled

 

A quick note to clear up any confusion on the difference between Walleye, Pickerel, and Pike:

Walleye is also known as Walleye Pike or Yellow Pickerel. In some regions, especially Ontario, “Pickerel” specifically refers to Walleye. This can cause confusion as Pickerel, by technical classification, is a separate species from the true Pike. However, “Pike” is also a common name for the genus of fish Esox of the family Esocidae, which includes Pike, Pickerel, and Muskellunge species. So to sum it up, Pike is both a species and genus, Walleye is Pickerel in Ontario, and Pike, Pickerel, and Muskellunge are all types of fish in the genus Pike. 

Fishing Permits for Ontario’s Cottage Country

A fishing license valid in Ontario is required for every Canadian angler between the ages of 18 and 65, and every international angler older than 18. It must be carried on you when fishing, and consists of 

  • an Outdoors Card, which is a wallet sized card valid for three years; 
  • a License summary, either printed, digital, or on the back of the Outdoors Card; and 
  • the actual fishing license. 
  • Depending on what fish you’re going for, you may also need species-specific tags or stamps

Regulations regarding permits and licenses may change, so it’s essential to check the most recent guidelines and requirements from the Ontario Ministry of Natural Resources and Forestry or a licensed tackle shop. Make sure to get your fishing license before heading out, as being caught without it is a $200 fine. More information is located on the Ontario Government website.

 

Hope this guide to the types of fish in Ontario Cottage Country’s was helpful! Happy wrangling!

Best Fishing Lakes in Ontario Cottage Country

The best fishing lakes in Ontario’s Cottage Country are renowned for their abundant and diverse types of fish, clear waters, and beautiful scenery. Here is a guide to some of the best reviewed lakes in the area, both big and small. 

Explore Ontario’s Best Lakes for Fishing

Remember, all fishing in Ontario requires a fishing license. Once you’ve chosen a lake, you can figure out fishing permits, cottage boat rentals and the types of fish you’ll encounter in Ontario lakes.

Lake Muskoka

One of the three main interconnected Muskoka lakes, (along with Joseph and Rosseau) and the namesake for the region, Lake Muskoka is abundant with Bass, Pike, and Muskie. With an area of 137 square kilometers,130 kilometers of shoreline, and a plethora of bays, points, and islands, it has tons of space to explore. The most abundant fish are Walleye, Smallmouth Bass, and Northern Pike, with a wide range of other types of fish. Its beauty is no longer a secret, as the lake has been an attraction to some of the world’s famous and wealthiest people, like Tom Hanks, Steven Spielberg, and the Carnegy family, who have ornate cottages in an area near Beaumaris dubbed “Millionaire’s Row.” 

 

Lake Joseph

Part of the interconnected system of the three main lakes of Muskoka (northwest of Lake Muskoka and west of Lake Rosseau), Lake Joseph has an elevation of 227 meters and a surface area of about 68 square kilometers. It is known for its clear waters due to its low nutrient level, which minimizes algae and shoreline vegetation. It is considered the best spot in the area for Lake Trout, but also has Smallmouth Bass, Northern Pike, Lake Char, Burbot, and Rock Bass. Like Lake Muskoka, it has attracted the eye of celebrities like Cindy Crawford and Kenny Rogers, who have cottages along the northern tip in an area known as “Billionaire’s row.”

Lake Rosseau

One third of the three main Muskoka lakes, north of Lake Muskoka and East of Lake Joseph, Lake Rosseau is 18 kilometers long, with a maximum width of 8.5 kilometers, a surface area of about 64 square kilometers, an average depth of 44 feet, a maximum depth of 89 meters, and 151 kilometers of shoreline. It has a boat launch on the East side, near Windermere. The lake’s outflow is the Indian River. It is well stocked with the popular Bass, Pike, and Muskie species, as well as burbot, channel catfish, pumpkinseed, bluegill, redear sunfish, catfish, black crappie.

 

Lake of Bays

Located in Northeastern Muskoka, Lake of Bays covers about 70 square kilometers, with 170 kilometers of shoreline, and average depth of 22 meters, and three boat launches.The lake’s main fish species are Lake Trout, Smallmouth Bass, Largemouth Bass, Northern Pike, and many minnow species. The area is also known for its winter festivals, with each village hosting one on weekends in February.

Georgian Bay

Georgian Bay is a large, beautiful bay that makes up the eastern part of Lake Huron, and is partially separated from the rest of the lake by the Bruce peninsula and Manitoulin island, the largest lake island in the world. Georgian Bay itself measures 190 kilometers in length and about 80 kilometers at its widest point, covering a total area of around 13,000 square kilometers, with an average depth of 146 meters, while its deepest point plunges dramatically to 219 meters. Fishing on Georgian Bay is known for its Smallmouth Bass, as well as Largemouth Bass, Northern Pike, Lake Trout, and Walleye. Beyond fishing, Georgian Bay’s nearby towns, such as Parry Sound and Midland have heritage sites, museums, and a historical and charming community worth visiting.

 

Pickerel Lake 

Pickerel Lake is a small lake in Northern Muskoka, measuring 3 kilometers in length, spanning about one and a half kilometers at its widest point, covering a total area of about 5 kilometers. It has an average depth of 8 meters, while its deepest sections reach approximately 15 meters. Also known as the Pickerel River system when combined with the French River, it is known for – you guessed it -its abundant stocks of Pickerel, offering thrilling opportunities to reel in these prized catches. The historic trading posts and pictographs along the French River provide a cultural dimension to the fishing experience.

Oxtongue Lake 

Oxtongue Lake is a beautiful, long and thin lake with sandy shores, located in northeast Muskoka, situated approximately 30 kilometers from the heart of the Muskoka region. It is about 6 kilometers long and 1.5 kilometers at its widest point, with a total area of about 2 square kilometers, an average depth of 10 meters, with a maximum depth of 30 meters in certain pockets. Fish available include northern Pike, Lake Trout, smallmouth Bass, rainbow Trout, yellow perch, rock Bass, largemouth Bass, lake char, splake, and Walleye. 

Beyond fishing, there are Algonquin scenic trails and nearby towns like Dwight and Dorset to explore. The panoramic views from the Dorset Lookout Tower are a must see

 

Lake Nipissing 

Lake Nipissing is located northwest of Muskoka near Sudbury, approximately 150 kilometers away from the heart of the Muskoka region. It is 65 kilometers long and 25 kilometers at its widest point, covering a total area of approximately 880 square kilometers, with an average depth of 4.5 meters, but 52 meters at its deepest. The lake is notably known for its exceptional Pickerel fishing, but Muskie, Bass, and Pike can also be found. Nearby towns like North Bay and Callander have cultural attractions to visit, such as the North Bay Heritage Train and Carousel, the Dionne Quints Museum, and events like Shake the Lake Rib Fest. 

 

Skeleton Lake 

Skeleton Lake, approximately 20 kilometers northeast from the heart of the Muskoka, is a smaller lake about 8.3 kilometers long and 4.8 kilometers at its widest, with an area of about 21 square kilometers, at an elevation of 280 meters. It has a boat launch on the southern tip, off highway 141. The southwest section of the lake is separated from the rest of it by a narrow, shallow channel only 2 feet deep, so take care when traversing it. The lake is believed to have been formed from a meteorite impact some 800 million years ago, with the crater having been removed by glaciation since then. Also known as the “Pool of Bones,” its name is derived from a story told by a local Indigenous Chief, who described a mother with a son too weak to move on when food became scarce. Despite its spooky history, it is spring fed and is known for its visibility, with a 9.1 clarity rating. Bass, perch, Pike, and Lake Trout are the most common fish. Nearby are the towns of Huntsville and Rosseau, with some attractions such as the Rosseau Farmers Market, the Seguin Valley Golf Club, and events like the Rosseau Fall Fair.

 

Ahmic Lake

Ahmic Lake is located northeast of the Muskoka region, approximately 50 kilometers away from its heart. It is about 20 kilometers long and 3 kilometers at its widest point, with a total area of about 16 square kilometers. Its average depth is 9 meters, and its deepest points reach approximately 22 meters. The most popular fish caught are Walleye, which thrive here. However, because of the large smelt population, they’re well-fed, and therefore harder to entice onto a lure. Due to their nocturnal activity, anglers have had success fishing for them at night. This lake tends to be most productive from July through September, and the Eastern basin has had reports of higher success compared to the west side of the lake.

 

While this list may describe some of the best fishing lakes in Ontario, if you can’t get to one of these, don’t let that dissuade you. Truly, the best lake is the one you are able to get to and enjoy, and you can’t really go wrong with any lake in Ontario’s beautiful cottage country. If you’d like to rent a boat, we have a guide to boat rentals in the region. For some ideas of how to enjoy the time spent on your vacation when not fishing, see our regional guides to Muskoka, Parry Sound, and the Kawarthas.  We’re available to help you plan your trip. You can call us at (705) 788 – 2885, and browse our cottages to rent for your fishing trip!

 

Fishing Permits for Ontario’s Cottage Country

 

A fishing license valid in Ontario is required for every Canadian angler between the ages of 18 and 65, and every international angler older than 18. It must be carried on you when fishing, and consists of 

  • an Outdoors Card, which is a wallet sized card valid for three years; 
  • a License summary, either printed, digital, or on the back of the Outdoors Card; and 
  • the actual fishing license. 
  • Depending on what fish you’re going for, you may also need species-specific tags or stamps

Regulations regarding permits and licenses may change, so it’s essential to check the most recent guidelines and requirements from the Ontario Ministry of Natural Resources and Forestry or a licensed tackle shop. Make sure to get your fishing license before heading out, as being caught without it is a $200 fine. More information is located on the Ontario Government website.

 

Hope this guide to Ontario Cottage Country’s best fishing lakes was helpful! Happy wrangling!

Canada Cabin Rentals – Tips for US Travellers

Ontario’s cottage country is filled with plenty to explore, from beautiful and memorable landscapes, pristine shimmering lakes, fun and adventurous activities, and charming, vibrant towns with rich, historical culture. If you’re an American planning a vacation in Canada and renting a cabin in the Muskoka or surrounding region, there are several things to know and prepare for. This article will help ensure your Canada cabin rental and cottage vacation is a smooth and memorable experience. 

 

Renting a Cabin in Canada

Key Considerations for US Travelers

Insurance

Driving and Navigation

Wildlife Awareness

Weather and Seasonal Variations

Renting a Cabin in Canada

There’s no shortage of options when it comes to renting a cabin in Canada for a vacation in the countryside. Here are some things to be aware of when searching for that perfect place. 

Cabins or Cottages?

If you’re an American confused when you hear the word cottage, it’s because Canadians use it to refer to large, often well-appointed cabins on the lake. When searching for somewhere to stay in Ontario, cottages are usually seasonal, recreational properties that are cozy, small homes with traditional architecture, often near lakes, rivers, or coastlines, accessed by roads, and have infrastructure like electricity and water supply. In Ontario’s Muskoka region however, cottages can be large and lavish. Cabins, on the other hand, imply a more rustic, remote setting deep in the woods or mountains, far from main roads. Cabins are more associated with hunting, fishing, and rugged outdoor pursuits.

 

Learn more: Cabins vs Cottages: What’s the Difference?

Why Vacation in Canada’s Cottage Country

Canada’s cottage country in Ontario is one of the best vacation spots in Canada. The natural landscape includes thousands of pristine lakes famous for their clarity and excellent fishing [link to Best Fishing Lakes in Ontario Cottage Country when live], lush boreal forests that create a cascade of vibrant colors in the autumn, and the outcroppings of the Canadian shield, the largest mass of exposed Precambrian rock on the face of Earth. Besides the natural beauty, Canada’s cottage country has many charming towns and villages with rich history and spirited culture to explore. There are fun activities and things to do all year round, whether you’re with family, friends, on a romantic getaway [link to Romantic Getaway Muskoka when live], or by yourself.

Classic Canadian activities

When visiting north of the border, don’t miss the traditions, culture and food that are quintessentially canadian. Ice skating, especially on an outdoor rink or even a lake or pond in the wintertime, can be a memorable experience, with friends, family, or as a romantic date. Many places have skates to rent if you don’t have your own to bring. If you come in the spring, you can enjoy a maple syrup festival, as that’s when the trees will be producing their sweet liquid. Our regional guide to Muskoka and Parry Sound have a list of activities to enjoy on your Canada cabin vacation.

 

Key Considerations for US Travelers 

While Canada has a global reputation for being polite and friendly, our border patrol can be strict and will refuse access to those without proper documentation, and those with records that forbid entry.

Documentation and entry requirements 

Canada requires a valid passport to enter. Make sure it doesn’t expire during your trip. There also may be Covid-19 requirements, such as proof of vaccination, testing, or quarantine upon arrival. This can change, so make sure to stay updated with the latest travel advisories and guidelines from the Canadian authorities. Also, when crossing into Canada, you may need to declare certain items at customs, such as goods you’ve purchased, gifts, or items for business purposes. Familiarize yourself with the customs declaration process to ensure a smooth entry into Canada.

Reasons for refused entry

Canada has several reasons for refusing entry to visitors. Those with criminal convictions, including driving under the influence (DUI), as well as anyone deemed a security threat may be inadmissible at the border. It is still possible to be allowed entry, but it can be at the discretion of the customs agent, and is worth it to look into before traveling. 

 

Insurance

While you may have heard that Canada has free health care, that is only for Canadians. Just like any other vacation outside your home country, it is important to have travel insurance, should you have an emergency that requires assistance or medical attention. Hot tip: there are credit cards you can get that include travel insurance as a perk when using it to buy a plane ticket to the destination. 

Driving and Navigation

Canada uses the metric system, so speed will be in kilometers per hour instead of miles. A kilometer is 0.62 of a mile, so to convert to miles, take half the speed limit in kilometers, then add back ten percent of the original. For example, if the sign says 100 km/h, half that is 50, and a tenth is 10, so the estimated converted speed is 60 miles per hour, which is close to the precise number, 62. So, 100km is about 60 miles, which is a handy reference point. (To get it even closer, if the speed is between 50 and 100 km, add one more mile, and if it’s between 100 and 150, add two more miles.) 

Chart: Roughly convert kilometers (km) to miles (m)

 

Kms Half plus 10% Approximate Miles Actual Miles
10 5 + 1 6 6.2
50 25 + 5 30 31.1
70 35 + 7 42 43.5
100 50 + 10 60 62.1
120 60 + 12 72 74.5

 

Wildlife Awareness

A big draw to Ontario cottage country is the wildlife. Different times of the year provide different opportunities for seeing the local fauna, such as black bears, white-tailed deer, moose, bald eagles, ospreys, loons, and red foxes, to name a few. It is important to be wildlife aware, drive carefully, leave no trace, keep food secure, and be bear and moose aware.

 

More on Wildlife:
Types of Fish in Ontario’s Cottage Country

Muskoka Wildlife: The Animals of Ontario’s Cottage Country

Exploring the Diverse Birdlife of Muskoka

 

Weather and Seasonal Variations 

There’s no such thing as bad weather, just a lack of preparation. That being said, Canada can be cold! Especially in the winter. Don’t let that dissuade you though, it is well worth the trip. If you are coming to Canadian cottage country from farther south, make sure you have checked the weather forecast and have packed appropriately. You can also pick up what you need in town locally. Our regional guides to Muskoka and Parry Sound have a section on shopping, and includes stores to find gear for any weather, such as Algonquin Outfitters in Huntsville, Moose Lake Trading Company in Pointe au Baril, and Robinson’s General Store in Dorset. 

 

As an American vacationing in Canada, you’re likely to receive a warm welcome as we’re happy to have you enjoy our great country with all its beauty and culture. We hope this article has helped you prepare for your trip, and that you enjoy your time in the Great White North! 

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